Friday, August 21, 2015

Making it each tough week

       I find myself repeating the same sentence each week, and it is hard to feel like this over and over again. "We only have this much money until the next payday" Brian is becoming discouraged by this reality each and every week, and I feel that way to. We have made small progress and I am happy to report that we have paid off  three smaller debts (beef purchase last fall, credit card, and one of many hospital bills) so I am very happy about that. Once I did summarized the month of July and told Brian, he felt a little better about our situation. I tried to stick to the budget as much as possible, however the first two weeks the kids were back in school tensions were high. We survived though!
Our July goals were met:
1.) We met our income goal.
2.) We aimed to pay off those exact bills and we did
3.) I didn't guilt myself into blowing the budget for back to school stuff.

        I think it's important to record your goals in the beginning of each month so that you have a written plan. Let everyone know what those goals are each month, encourage them to help save money any way possible to reach those goals together. I do our goals by myself still. I tell Brian the plan after I come up with it. Then at the end of the month I give Brian the report. He seems to be okay with this way of doing things, but I think he is in a constant state of disgust about how little extra money we have to do things we want to do. Maybe in the future he will partake in the budget planning with me. I think he is enjoying a little break form all the stress that goes along with our finances, I can't say I blame him.

    Right now I would say we are still in the survival mode. Money is there but very, very tight. Money in the savings account, but not as much as we should have. We are tired of working six and seven days a week and still feel like we have no money. This is the sad and pathetic reality of being a slave to the lender, this is why debt id dumb and cash is king. We are reaping what we have sown. We refuse to give up though, we are pushing through the frustration.

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