Wednesday, September 23, 2015

September Update

The agony of living paycheck to paycheck has taken a toll on me, and I believe on Brian too! Although he has not verbalized it, I know that if I'm feeling it he is too. I have found that on many days when I am weak he has been strong enough for us both! I did start my new PT job this month, and so far so good! It's a lot different from what I am doing on a daily biases and that has it's good points. Brian has been a good sport this month and has allowed me to work outside the home for extra money while he has been running kids to and from many different activities. I had to miss a couple of days of work due to a health problem I am having with one of my knees. I have been humbled through this process to say the least. My how I take so many things for granted each and everyday. Just having the ability to get up everyday and get the little things done is a blessing we so often forget to acknowledge, or at least I know I did. I am on the mend though.
We have been more tight for money this month, and mostly because of the extra expenses we have had for various reasons (college stuff, PT bills, Medical bills, eating out a lot more than normal, etc.) This morning while looking through the pantry I noticed how barren it has become. Little extra things we used to keep in there have been used. Not much left to eat in there, don't get me wrong we won't starve however we have kept the grocery bill as tight as possible and now we are seeing the results. Over the last two weeks I haven't been able to walk let alone meal plan and grocery shop. Brian went last week and did really good on the budget! Today I made the meal plan for the next two weeks, which is something different. With weekly income we have been shopping once a week, but there won't be income next week (because I missed a day of work) so it's grocery shopping for 13 days this time. We will follow that by going on a small weekend getaway with my extended family. I have been brain storming on activities, food, shopping and kennel costs for the dog for about 2 weeks now. The trip is paid for (thanks to an unexpected bonus from work). Last year when we went we didn't eat out at all, we took food and everyone cooked saving us a lot of money. It was hard to tell the kids "No" to extra stuff, and to not have the means to buy their fall clothes like always but I didn't die from it. This is a process!!!! Remember it's 20% head knowledge and 80% behavior modification.
Here is the update:
1. Made approx. $500.00 more than projected
2. Paid off two extra bills (one credit card, fall trip)
3. Increased our savings account amount
So onward march we go into the next month!!! Goals for the next month include paying off another small credit card bill. A few medical bills, and an unexpected college bill.